Asutifi Rural Bank LTD Invites Job Applications
A leading Community Bank operating in the Ahafo Region has a job vacancy for the position of Credit Manager.
Summary of Functions
The Credit Manager is in charge of managing, planning, and organizing the bank’s credit management operation in accordance with industry best practices.
Principal Responsibilities
- Prepare and submit all regulatory and prudential returns;
- Evaluate potential customers’ creditworthiness before advancing credit facilities;
- Appraise loan applications and make recommendations based on the bank’s credit policies; and
- Monitor client credit performance to avoid bad loans.
- Create credit risk assessment models to reduce the credit risk associated with any loan;
- Assist in reviewing and updating the bank’s credit policy, and monitor to ensure policies and procedures are followed in all transactions; and
- Ensure that the bank adheres to all regulatory considerations for credit management.
- Perform any other credit functions that may be assigned
Qualifications and Experience Required
- A first degree in finance, accounting, economics, commerce, planning, or banking from a recognized university is required.
- Professional qualifications such as CA(GH), ACCA, ACIB, and others are preferred.
- A postgraduate degree in Accounting, Finance, Economics, Management, Strategy, or a related discipline is advantageous.
- 4 to 7 years of post-qualification experience in Credit Administration or a related function
Skills
- Establish and maintain effective working relationships with all levels of employees
- Confidentiality and high personal integrity
- Ability to interpret financial statements
- Understanding of rural and urban enterprise development and management
- Networking, influencing, and stakeholder management communications at all levels both internally and externally
Knowledge
- Thorough understanding of local banking legislation, such as the Borrowers and Lending Act, 2008 (Act 773), the ARB Apex Bank Ltd Regulations, 2006 (L.I 1825), and the Banks and Specialised Deposit-Taking Institution Act, 2016 (Act 930).
- Solid understanding of Microsoft applications, such as Word, Excel, and PowerPoint; and
- Solid understanding of Credit Management processes and procedures.
- Extensive experience in banking software systems, particularly the T24.
Location: Ahafo Region
How to Apply for this Asutifi Rural Bank LTD Job
Those interested should send their CVs and cover letters to: jobexecutives1@gmail.com
Closing Date: The deadline is September 10, 2023.
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