March 17th, 2022 at 01:35 pm
Credit Union in Kumasi is seeking competent people to apply for the position of: Credit Manager
JOB SUMMARY
The credit manager is responsible for overseeing the credit granting process for a company. His job is to optimize company sales and reduce bad debt losses by maintaining the credit policy. You do this by assessing the credhttps://newsnowgh.com/dvla-approved-vehicle-inspection-center-full-list-of-jobs/itworthiness of potential customers and conducting periodic reviews of existing customers.
Responsibilities:
- Evaluating the creditworthiness of potential customers.
- Creating credit scoring models for risk assessments.
- Approving and rejecting loans based on available data.
- Calculating and setting loan interest rates.
- Negotiating the terms of the loan with new clients.
- Ensuring all loans and lending procedures comply with regulations.
- Maintaining records of all company loans.
- Monitoring loan payments and bad debts.
- Reviewing and updating the company’s credit policy.
QUALITIES
- Ability to meet deadlines
- Must be abreast of financial report skills
- Ability to communicate well
- Good team player
- Must be IT inclined
- Proven work experience as a credit manager.
- Advanced knowledge of accounting software.
- Good understanding of lending procedures.
- Advanced mathematical skills.
- Excellent analytical skills.
- Good communication skills.
- Good interpersonal skills.
- Detail orientated.
- Ability to deal with stressful situations.
JOB REQUIREMENTS
- A minimum of 1st degree in Accounting, Finance or HND Accounting with three (3) years work experience in similar position.
- Applicant with professional qualifications will be an added advantage.
HOW TO APPLY
All interested applicants can submit their current CVs and application letters through the:
The Board Chairman
P. O. BOX SE 665
Suame, Kumasi
APPLICATION CLOSING DATE
All applications must be submitted not later than 30th June, 2022
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