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Head of Credits at Agona Rural Bank


July 29th, 2020 at 09:30 pm

Head of Credits

Job Description

The successful applicant must:

• Be accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses
• Be responsible for continual process improvements and cost-effective delivery of services
• Oversee the collection activity, will build and maintain cross-functional relationships throughout the institution and ensure compliance with company policy and procedures and controls
• Be responsible for supervising, training, and mentoring a team of credit and field sales executives
• Build and maintain customer relationships
• Establish goals and objectives for credit and collection functions
• Measure department performance with appropriate metrics
• Oversee periodic credit reviews to ensure credit terms are in line with customer’s creditworthiness, payment and write-off history with the company and financial condition
• Negotiate collection arrangement for overdue account balances in coordination with collection function

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Qualification Required & Experience

• Minimum of 1st Degree
• Minimum of 2 years experience

Location: Central Region

Method of Application

CV with cover letter should be sent to the address below:

The Administrator P.O.Box KM 38 Komenda

Closing Date: 04 August 2020

 

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