Bidvest Microfinance Calls For Job Applications
POSITION: Loan Officer
Company Profile
The company headquarters is in Tesano Accra, and Bidvest Microfinance Ltd. was created by experts with different expertise on March 7, 2013, under the Company’s Code, 1963, Act 179, to do microfinance operations.
The promoters have consulted for several micro and small Ghanaian businesses and found that compounding liabilities caused by newness and small size, as well as information asymmetries and agency costs, make it difficult for these organizations to compete with large, well-established businesses for commercial bank attention and funding. Bidvest will bridge the financial gap for them, allowing them to raise enough working cash to sell their new products or implement their unique ideas.
This trend inspired Bidvest’s owners to switch from consultancy to microfinance to give full-fledged financial solutions to Ghana’s small and micro companies. Bidvest thinks that financing microentrepreneurs and small enterprises will reduce poverty, create jobs, and boost economic growth.
Responsibilities
- Loan disbursement and Susu collection
- Loan repayment collection
- Meet with loan applicants to assess their needs and gather information for loan applications.
- Analyze active loan files on a regular basis and offer ways to expedite the loan process.
- Complete loan contracts and instruct clients about policies and laws.
- Interview candidates to determine their financial eligibility and arrange debt repayment schedules.
- Maintain and update account records.
- Submit your loan applications on time.
- Create thorough loan proposals.
- Reject loan applications and explain the shortcomings to the applicants.
- Answer applicants’ questions and handle any loan-related concerns.
- Follow applicable rules and regulations.
Required Skill or Experience
- Firmness
- Proficiency in reading and writing, together with relevant field experience.
- Bachelor’s degree in finance or a related profession.
- At least three years of experience as a loan officer.
- A thorough awareness of local, state, and federal loan regulations.
- Deep understanding of technology and financial software.
- Excellent interpersonal and communication abilities.
- Customer service focused, with great sales abilities.
How to apply for this Bidvest Microfinance Job
Send your CV to hr@bidvestghana.com.
Closing Date: June 21, 2024
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