Bidvest Microfinance Calls For Job Applications
POSITION: Credit Officer
Duties and Responsibilities:
- Engaging with clients who are looking to obtain a loan and supplying them with essential details to initiate the loan application procedure.
- Gathering the necessary financial documents and evaluating the clients’ credit standing.
- Assessing and evaluating the risk ratios of clients according to their credit score and financial background.
- Granting or rejecting loan applications and informing both clients and management of your choice.
- Establishing payment arrangements for clients detailing monthly payment totals, interest percentages, and additional expenses.
- Keeping track of loan applications through loan management software.
- Coordinating loan renewals by scheduling follow-up meetings with customers.
- Overseeing the advancement of the loan application process and communicating any obstacles to clients.
- Making certain that loan requests comply with the company’s financial guidelines, along with state laws and regulations.
Requirements
- Bachelor’s degree in accounting, finance, banking, business, or a related area.
- At least 2 years of experience as a credit officer.
- Thorough understanding of loan application processes and optimal lending practices in compliance with state laws and regulations.
- Capability to utilize loan management software, including Lendstream, CreditOnline, and FileInvite.
- Excellent communication abilities and demonstrated experience in customer service.
- Outstanding analytical abilities and the skill to handle complex financial information.
- Outstanding organizational abilities and the capacity to perform effectively under stress.
- Robust ethical conduct and the capacity to handle confidential financial data.
How to Apply for this Bidvest Microfinance Job
Submit CVs to hr@bidvestghana.com
Closing Date: March 28, 2025
NOTE:
It is important to keep in mind that employers receive many applications for each job posting and will only select the most qualified candidates. Furthermore, NewsNowGh does not have any influence over the decisions made by employers/recruiters. As a result, we cannot guarantee that sending applications will lead to candidates being shortlisted or selected for a particular position.
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