February 8th, 2022 at 01:13 pm
Uni Capital Microfinance Company Limited is a licensed Tier Two Microfinance company located within Ashaiman Atta Deka. The company has been in Operations since February 2013
Position available: Credit Officer
Duties
- Prepare credit requests for clients
- Monitor and collect approved credits
- Report on portfolio performance
- Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
- Collecting the needed financial documentation and assessing the clients’ creditworthiness.
- Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
- Approving or denying loan requests, and communicating your decision to both clients and management.
- Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
- Maintaining records of loan applications by using loan management software.
- Managing loan renewals by organizing follow-up meetings with clients.
- Monitoring the progress of the loan application process and relaying any hindrances to clients.
- Ensuring that loan applications are in line with the company’s financial policies, as well as state laws and regulations.
- Any other duties as may be assigned
Qualification
- Minimum requirement HND, First Degree preferred
- Experience in a similar role with a microfinance company will be an added advantage
- Prior Credit training and or certification will be an added advantage
HOW TO APPLY
Submit your resume with three references and a cover letter via email to jobs.unicapitalbanking@yahoo.com.
Please state the role you are applying for in the subject of the email
Application closing date: Friday 25th February 2022
Persons residing within the Ashaiman, Zenu, Atta Deka, Lebanon, Katamanso area encouraged to apply.
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