Software Engineer (Product) Jobs in USA 2026

Ready to build AI-powered products directly tied to business outcomes? Harper seeks a Product Engineer for its San Francisco-based insurance brokerage. Visa transfers, including OPT and H-1B, are welcome for this role. If fast-paced AI product engineering excites you, this position offers genuine ownership.

About the Role

You will own business KPIs end-to-end, driving measurable improvement through technology. This includes working directly with sales, underwriting, and operations teams. Additionally, you will build AI-powered systems, including RAG and autonomous agents. You will also prototype and ship features within hours or days, not months. This is a fully on-site role, five days weekly in San Francisco. Base compensation reaches $180,000 to $280,000, plus equity and bonuses.

About the Hiring Firm

Harper was founded in 2024 by Dakotah Rice and Tushar Nair in San Francisco. The company has raised $47 million combined across seed and Series A rounds. Investors include Emergence Capital, Y Combinator, and Peak XV Partners. Harper positions itself as the broker itself, not a tool sold to brokers. It has written over $6 million in annualised premiums across 35 states already. The company focuses on mid-sized businesses in trucking, tech, and construction sectors.

Job Duties

• Own business KPIs end-to-end, driving measurable technology improvements
• Work directly with sales, underwriting, and operations stakeholders
• Design AI-powered systems, including RAG and agent frameworks
• Build across the full stack, rather than one specialisation
• Prototype, ship, measure, and iterate at high speed
• Support production systems and participate in on-call rotations

Job Requirements

• 4+ years of software or product engineering experience required
• Strong hands-on skills in Python and TypeScript required
• Experience building production AI or LLM applications required
• Strong product mindset, comfortable owning business outcomes
• Experience working directly with non-technical business stakeholders
• Comfort working within a very high-speed startup environment

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Conclusion

This role suits engineers ready for genuine ownership within a fast-scaling startup. With strong compensation and direct business impact, the pace stays intense but rewarding. For product-minded engineers seeking AI-native fintech work, Harper offers a compelling opportunity.

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