First National Bank Available Job Opportunity
About us
- Helpful
- Effective
- Ethical
- Innovative
- Accountable and you have one simple goal: to improve the lives of customers through simple, effective solutions that meet their needs, contact us today and join a winning team.
Purpose
Analyses credit data to estimate degree of risk in extending credit or lending money. Consults with management to assist in corporate planning.
Responsibilities
- Firstly, Comprehensive understanding of the economic environment, business risks and financial reports with the ability to relate such issues to specific business opportunities and the risk profile of individual clients
- Secondly, Identifying transaction specific risks including credit, taxation, accounting and legal
- Thirdly, Introducing risk mitigating measures as input to structure transactions in line with the risk of philosophy of the Bank.
- Moreover, General understanding of the RSA Companies Act, Tax, Commercial Law and legal issues relating to security
- Additionally, Excellent verbal presentation and report writing skills (reports are presented to the Credit Committee and to the Board of Directors).
- Furthermore, Keeping up to date with news and events that might affect various individual counterparties and portfolios.
- Last but not least, A good understanding of credit grading and credit pricing models.
- Finally, Modelling, assessing and advising on industry and company specific risks
Experience and Qualifications
- Relevant 3 year degree or diploma.
- And also, Minimum of 3 years related experience.
