Dara Capital Latest Career Opportunity

May 19, 2026 11:30 am

Dara Capital Latest Career Opportunity

Dara Capital is seeking a Credit Recovery Officer to join our Credit Recovery, Risk and Assessment department in the Greater Accra Region. If you possess strong analytical skills, excellent communication abilities, and knowledge of credit laws and regulations, this role offers the opportunity to manage loan portfolios, conduct site visits, prepare collections reports, and develop credit policies that minimize losses.

Why Dara Capital?

Dara Capital is a leading credit company operating in the Greater Accra Region. We lend money to clients and must manage the associated risks carefully. As a Credit Recovery Officer, you will not simply call delinquent borrowers; you will analyze credit worthiness, apply sound credit judgment, implement collections strategies, and work closely with the legal department to ensure compliance. Your success will directly reduce non performing loans and protect the company’s financial health.

Your Mission

You will take responsibility for monitoring an allocated portfolio of delinquent loan facilities to determine reasons for delinquency. Your role includes applying sound credit judgment and collections strategy within policy guidelines, maintaining loan ageing analysis, preparing approval requests for negotiated settlements, and ensuring compliance with credit policies. Additionally, you will prepare monthly collections reports, conduct regular calls and site visits, initiate demand letters, review credit files, and develop credit policies.

Key Responsibilities

Your role spans portfolio monitoring, collections reporting, field visits, documentation, compliance, and policy development. Here is what you will tackle:

Portfolio Monitoring

You will monitor an allocated portfolio of delinquent loan facilities to determine reasons for delinquency.
Applying sound credit judgment and collections strategy within pre determined policy guidelines to minimize credit losses.

Loan Ageing & Settlements

You will maintain a loan ageing analysis, schedule, and follow up with investees on recoverability of outstanding loan balances.
Preparing approval requests to management for negotiated settlements and following up until accounts fully settle.

Collections Reporting

You will maintain and prepare monthly collections reports, updates, and status summaries.
Ensuring a consistent reduction of non performing loans through aggressive recoveries and viable restructuring options.

Field Visits & Follow Ups

You will undertake regular and frequent calls, site visits, and follow ups with investees to implement remedial strategies and action plans for loan recovery.
Building relationships while holding borrowers accountable.

Documentation & Compliance

You will initiate demand and reminder letters to all defaulting customers.
Reviewing all credit files for proper documentation and monitoring.
Ensuring effective compliance with internal and external regulatory requirements by working closely with the legal department.

Policy Development

You will develop and continuously review credit policies and procedures, ensuring their compliance.

Key Result Areas

Loan Portfolio Quality and Quantity
Credit analysis and processing
Credit Monitoring and Recovery
Credit Risk analysis and management

What You Bring to the Role

Qualifications

A bachelor’s degree in finance, accounting, or a related field.

Experience

Proven experience as a credit recovery officer or in a similar role.
Experience in credit analysis, risk assessment, and collections.
Ability to develop and implement credit policies and procedures.

Skills & Competencies

Strong analytical skills and attention to detail for evaluating loan files and repayment capacity.
Excellent communication and interpersonal abilities for negotiating with delinquent borrowers.
Ability to work under pressure and meet monthly recovery targets.
Knowledge of credit laws and regulations to ensure compliant recovery practices.
Proficiency in Microsoft Office and financial software for tracking and reporting.
Leadership and team management skills to guide junior recovery staff.

Personal Attributes

Persistent: You follow up repeatedly without harassing borrowers.
Diplomatic: You negotiate settlements while preserving customer relationships.
Organized: You track multiple delinquent accounts without losing details.
Resilient: You handle rejection and hostility professionally.
Ethical: You follow legal recovery practices, never crossing into harassment.

Why This Role Suits You

Direct Impact: Your recovery efforts will reduce non performing loans and improve company profitability.
Field Work: You will conduct site visits, not just desk based phone calls.
Legal Collaboration: You will work closely with the legal department on compliance and enforcement.
Policy Influence: You will help develop and review credit policies, shaping how the company lends.

Key Details to Remember

Role: Credit Recovery Officer
Company: Dara Capital
Location: Greater Accra Region
Department: Credit Recovery, Risk and Assessment
Education Required: Bachelor’s degree in finance, accounting, or related field
Experience Required: Proven credit recovery or similar role
Key Skills: Analytical, communication, credit law knowledge, Microsoft Office

How to Apply for this Dara Capital Career Opportunity

If you possess the qualifications and drive to excel as a Credit Recovery Officer, we want to hear from you. Follow these steps:

Prepare your updated Curriculum Vitae highlighting your credit recovery, collections, and risk assessment experience.
Ensure your CV reflects your knowledge of credit laws and your ability to meet recovery targets.
Send your CV to: daracapital.humanresource@gmail.com

Closing Date: The closing date is June 17, 2026.

NOTE:

Please be aware that employers typically receive a high volume of applications for each position and will only shortlist the most qualified candidates. Please note that NewsNowGh.com is not involved in the employer’s recruitment decisions and does not guarantee that applicants will be shortlisted or selected for any role.