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Schengen Visa Accredited Travel Insurance Online Application

Schengen Visa Accredited Travel Insurance Online Application

One of the most difficult visas to obtain is the Schengen Visa. Any anxious applicant might hesitate to submit their application due to the overwhelming number of requirements. One of them, travel insurance, is remarkably simple to purchase online compared to the other items, some of which are quite difficult to acquire.

It is necessary to have travel insurance while requesting a Schengen visa. It should also meet the coverage requirements established by the embassies, not just any travel insurance. This post will lead you through the insurance information you should look through and the practical steps for ordering one online.

Approved Travel Insurance for Schengen Visa

You should get travel insurance and present it to a Schengen embassy if it satisfies the following criteria:

  • At least EUR 30,000 worth of coverage is required.
  • Also, it must apply to all Schengen participants.
  • Next, be valid for the entire stay. (Please take note that some embassies, such as the Italian Embassy, require an additional 15-day coverage after the travel dates.)
  • Additionally, medical care coverage
  • Likewise, it must permit cashless claims settlements with the toll-free number displayed.
  • Lastly, the insurer needs to be licensed and reinsured.

Many insurance firms have been approved by Schengen embassies, but PGA SOMPO, a partnership between the two most reputable firms in the Philippines and Japan that offers TravelJOY Plus, comes highly recommended.

TravelJOY Plus

The SUPREME plan from TravelJOY Plus is created especially for Schengen visa applications. It is among the least expensive and simplest to reserve.

How to Book Travel Insurance Online


Provide information on the following:

  • Trip type
  • Package
  • Destinations
  • Depart Date
  • Return Date
  • Number of Travelers

After completing the form, click GET QUOTE.

2. Select the SUPREME plan

You won’t have a choice if you entered a Schengen state on the previous page. Your choice of the SUPREME Plan, a policy recognized by Schengen, will be made automatically.

The price of the package varies according to the length of your journey and the nations you will be visiting. Click BUY NOW if you are satisfied with everything.

3. Accomplish the personal information form

In the appropriate field, correctly enter your personal information. Enter your details under Applicant Details. Only one person from your group needed to finish this step.

Here are some of the necessary specifics:

  • Full name
  • Birth date
  • Contact number
  • Email address
  • Nationality
  • ID type and number

Click CONTINUE after accepting the Privacy Statement and the Terms & Conditions.

4. Pay for the insurance

The PesoPay Payment Service, which is the authorized payment partner of PGA SOMPO, is located on the following page. There are several payment methods available, including:

  • GCash
  • GrabPay
  • Visa or MasterCard credit card or debit card
  • BDO
  • RCBC
  • Bayad Center
  • EC Pay

Select the payment method by tapping it. You will get a Transaction Result on the screen as soon as the transaction is finished. Click CONTINUE after that. You’ll be redirected to the PGA SOMPO website where a summary of your transaction will be available.

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5. Keep a copy of your Confirmation of Cover

Verify the email address you supplied in the previous page’s inbox. A copy of the Confirmation of Cover (COC) should be sent to you.


1. Is travel protection truly necessary while requesting a Schengen visa?

YES. There is no avoiding it. You must be insured for travel. One of the most crucial documents that the embassies must view.

2. What are the nations for which a Schengen visa is necessary?

  • Austria
  • Belgium
  • Croatia
  • Czechia
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

3. How long should the trip be covered by the travel insurance?

The length of your journey will determine that. Typically, the insurance coverage should last from the day you leave to the day you return. However, some embassies want more time. It’s best to confirm with the relevant embassy to be certain.

4. What is TravelJOY Plus from PGA SOMPO? Why is it advantageous?

The travel insurance provided by PGA SOMPO, a partnership between SOMPO Holdings and Prudential Guarantee and Assurance, the major non-life insurance provider in the Philippines and Japan, is called TravelJOY Plus. Both have a reputation for offering top-notch service.

They collaborated to create TravelJoy, which can provide passengers with relief and reimbursement for unfortunate occurrences like mishaps, medical emergencies, aircraft or baggage delays, trip cancellations, evacuation, financial loss, and more! Coverage for COVID-19 is also included.

5. What does TravelJOY Plus cost?

The affordable prices of TravelJOY Plus are one of its best features. One of the best-value travel insurance options available is this one. The Schengen-accredited Supreme plan costs $14 (1-4 days) and is available to residents of the UK, Ireland, Turkey, and European Russia in addition to the Schengen Zone nations.

6. Are there options for GROUP or FAMILY?

There there was a FAMILY option, but it’s not available right now. You can choose INDIVIDUAL and the appropriate amount of passengers while waiting.

7. Why choose TravelJOY Plus?

In addition to offering affordable costs, PGA SOMPO is a member of the SOMPO Group, which has operations in over 30 nations worldwide. Should you require it, these SOMPO offices around the world can offer you the help and support you need.

8. How can I get in touch with PGA SOMPO?

The TravelJOY Plus Hotline is +632 8866 7388. It’s open 24/7.

Further Details of Schengen Visa

Many people have their hearts set on visiting Europe, and the Schengen Visa is arguably the trickiest out there. The purpose of this page is to provide a clearer image of the application procedure for future applicants. However, we strongly advise you to continue contacting the embassies for more recent information.

What is a Schengen Visa?

A travel document known as a Schengen Visa permits its holder to travel to any of the 26 countries that are a part of the Schengen agreement. Consider it as a virtually unlimited pass to numerous European nations, removing the need to apply for visas separately for each nation and the trouble of crossing immigration borders inside the Schengen area.

Which embassy should I apply for a visa at?

Your trip’s objective or your overall European itinerary will determine this. The guideline is to apply at the embassy of the nation you will be visiting just once.

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Apply at the embassy in the nation where you will be staying the longest if you are traveling to many nations. Some nations do, however, have additional regulations. To be completely certain, it is best to double-check with the Embassy.

What if I spend an equivalent amount of days traveling between nations?

According to the Dutch Embassy:
“If you will be staying an equal length of time in more than one Schengen country and cannot designate one of these countries as the country of your main destination, you must apply for your visa at the mission of the first Schengen country you intend to enter.”

Schengen Visa Requirements

The requirements that Schengen embassies typically need are very similar. However, there are some differences.

The following records are shared by all of them:

  • Valid Passport
  • Accomplished Application Form
  • Recent Photo
  • Proof of Available Accommodations
  • Passport stamps and visa photocopies
  • Employment documentation (ITR, Certificate of Employment for employees, and business registration paperwork and licenses for self-employed individuals)
  • Bank statements, bank certificates, land titles, and other evidence of financial means
  • Travel insurance for the duration of the trip. Some call for coverage on extra days.
  • Identity Documents
  • Complete Itinerary
  • Flight Reservations
  • Visa Fee

Make sure to check with the embassy handling your application because some add more to the list above.

Application Process

From mission to mission, it differs. The majority of visa applications are handled by a third-party unit in some embassies, such as the French and the Italian ones (VFS Global or VIA).

Other Schengen Visa FAQs

Is trip insurance required?

YES. The Italian Embassy, for example, mandates 15 more days of coverage in addition to the trip period. Make sure you are aware of these simple guidelines before buying travel insurance.

Where can I acquire travel protection?

Travel insurance is easily available online.

Can I travel to countries that aren’t on my itinerary?

Yes, provided that it is done within the Schengen Zone.

Can someone with a Schengen visa travel to the UK?

NO. The Schengen visa is not accepted in the United Kingdom because it is not a member of the Schengen Area. They have a separate visa procedure. You must obtain a UK visa if you wish to go to the UK (England, Scotland, Wales, Northern Ireland, and other British territories).

Can I use my Schengen visa to go to other European nations that are not part of the Schengen Area?

Yes, certain non-Schengen nations in Europe will accept a visa with TWO or MORE ENTRIES. Not all nations, but a few.

Holders of a valid passport with a MULTIPLE ENTRY Schengen visa are permitted entry into nations like Albania, Andorra, Bosnia & Herzegovina, Croatia, Montenegro, Cyprus, Bulgaria, Romania, North Macedonia, Serbia, and Kosovo (given that the visa has been


What non-Schengen nations in Europe am I able to go to with a DOUBLE ENTRY Schengen visa?

MULTIPLE ENTRY Croatia, Montenegro, Bulgaria, Romania, Cyprus, and other countries will also accept valid, previously used Schengen Visas (two-entry).

What are the typical inquiries made throughout the interview?

Here are some of the most typical:

  • What’s the reason for your journey?
  • How far is your journey?
  • How long will you be in this nation?
  • Where are you going first?
  • Which nations are you planning to travel to?
  • When are you going?
  • When are you due to return?
  • Are you visiting Europe for the first time?
  • What was the aim of your first journey to Europe and which nations did you visit?
  • Do you have any contacts there?
  • Do you have any friends or acquaintances in the UK?
  • Which ties do you have to them?
  • Do you have any acquaintances in any other Schengen nation?
  • Who are you traveling with?
  • Your relationship with your companion is how?
  • What are you paid to do? (Be prepared for numerous follow-up inquiries about your work.)
  • How long have you worked for this organization?
  • Does your employer know that you will be traveling?
  • Do you have any real estate in your own country?

When should I submit my application for a Schengen visa?

The application deadline is 90 days (3 months) in advance. Although most embassies process applications quite quickly, it is advisable to leave extra time in case something goes wrong (for example, if they require additional papers).

Schengen Visa Processing Time

It varies according to the embassy. If everything goes according to plan, the French Embassy will provide visas in 5-7 days and the Greek Embassy in 14. The waiting period is typically shorter. When they are unsure, it may take a lot longer.

How much cash must I have on hand to be accepted?

Who truly knows what the absolute minimum is? But keep in mind: You will be required to submit your hotel and flight tickets as well as a thorough daily schedule. So, this is a general principle. Include the price of the airfare, the cost of lodging, and EUR 60 per day of your stay.

Visit for the most up-to-date information on changes to visa criteria, prospective paths to obtaining legal residency, and others.



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