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    Credit Officer Job- Brakwa Breman Rural Bank

    December 18th, 2019 at 03:13 pm

    Credit Officer – Brakwa Breman Rural Bank

    The Credit Officer is to play a critical role as a technocrat in the credit process by supervising the disbursement and total recovery, managing and monitoring the credit portfolio of Brakwa Breman Rural Bank Ltd.

    He/she receives loan applications, scrutinize the documents and appraise the request. Apply the needed skills to assess a loan request and recommend to management for approval or otherwise and ensures remedial measures for a full 100% recovery.

    The credit officer must be able to bring to bear on his/her decision, the impact of economic and regulatory environmental influences.

    Main Duty

    The successful candidates will be responsible for the following:

    • Granting of loans
    • Maintain a recovery rate of 99% of loans granted
    • Monitor loans disbursed within two weeks of disbursement
    • Monitor commercial, personal and susu loans weekly to avoid past due
    • Notify guarantors within the first month of default
    • Issue demand letters to customers within 21 days of default
    • Submit a report on overdue recovery 5th of the ensuing month
    • Perform any other duties assigned by the branch manager

    Other Duties:

    • Selling the bank’s products, services as well as credit products.
    • Perform community entry and prospecting of clients, facilitate group formation and the continuous management of the groups for the bank.
    • Facilitate the granting of loans to Susu and groups per budgetary estimates and ensuring 100% recovery.
    • Reconciliation of the field records and group journals.
    • Appraisal of Group Loans, update and recovery activities.
    • Assist in deposit mobilization.
    • Establish, develop and maintain excellent relations with clients.
    • Prepare monthly report to management and coordinator
    • Ensure correct and timely booking of loans in the T-24 system.

    Required Skills or Experience

    Applicant must be:

    • Be performance-driven with a keen desire to achieve a result
    • Be able to work under pressure
    • Be proactive, analytical and ready to accept challenges
    • Have sound management skills
    • Should possess motor ridding or driving skills (at least a learners’ license)
    • Strong writing, communication, and interpersonal skills
    • Be a computer literate


    Must possess at least: 

    • First Degree in Banking and Finance, Marketing, Accounting or other related fields
    • The candidate should not be below Twenty –Three (23) years, and should not be more than Fifty years (50 Years) at the time of applying.

    Location: Breman Brakwa, Central Region


    If you meet the requirement and wish to apply, kindly send your most recent CV with a Cover Letter to either of the emails:  

    [email protected]

    [email protected]

    [email protected]

    Please note: Only shortlisted applicants will be contacted.

    Deadline: January 17, 2020

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