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Quebec Increases Minimum Financial Requirements for Study Permits from January 2026

December 4, 2025 6:11 am

Quebec Increases Minimum Financial Requirements for Study Permits from January 2026

Quebec is updating its study permit regulations, demanding higher financial proof from international students. As of January 1, 2026, applicants will need to demonstrate significantly greater funds for living expenses.

If you’re considering studying in Quebec, be aware of this crucial change. The new financial requirements will increase dramatically, with some students facing triple the amounts compared to current levels.

New Financial Requirements

This updated rule affects both first-time applicants and those renewing their study permits. The financial proof required now only covers living expenses, while tuition and travel costs are not included. Here’s a comparison of the required amounts before and after January 2026:

Category	Until Dec 31, 2025	From Jan 1, 2026
One person under 18	CAD 7,756	CAD 24,617
One person 18 or older	CAD 15,508	CAD 24,617
Two adults	CAD 22,745	CAD 34,814
Two adults + one child	CAD 25,479	CAD 42,638
Two adults + two children	CAD 27,499	CAD 49,234

In simple terms, a single student must now prove they have at least CAD 24,617 available for living costs. Students accompanying family members will need to show even higher amounts based on their dependents.

What Expenses Are Covered?

To successfully study in Quebec, students must prove they can afford:

Tuition fees
Travel expenses
Basic living costs, including food, housing, and transportation

Additionally, students must ensure they can cover health and hospital insurance for themselves and any family members. If you have valid Quebec medical insurance or your home country has a social security agreement with Quebec, you won’t need proof of insurance.

Who Must Comply with the New Financial Rules?

All individuals applying under these requirements include:

New international students seeking their first study permit
Current international students applying to extend their permits

You must demonstrate your financial capacity at two stages of the permit process: first at the provincial level (Quebec) and then at the federal level (Canada IRCC).

Accepted Documents as Proof

To validate your financial capacity, acceptable documents include:

Bank statements or official bank letters
Proof of student loans
Confirmation letters for scholarships
Financial support letters from sponsors

Conclusion

Quebec’s tightening of study permit regulations, effective January 1, 2026, raises the minimum financial requirements. Anyone planning to study in Quebec should assess their financial situation promptly to ensure they meet the new standards before applying. Being prepared will help facilitate a smoother application process and enable a successful study experience in Quebec.