Builsa Community Bank Ltd is inviting applications from suitably qualified persons for the following position:
POSITION: CREDIT OFFICERS
Responsibilities:
- Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
- Collecting the needed financial documentation and assessing the clients’ creditworthiness.
- Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
- Approving or denying loan requests, and communicating your decision to both clients and management.
- Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
- Maintaining records of loan applications by using loan management software.
- Managing loan renewals by organizing follow-up meetings with clients.
- Monitoring the progress of the loan application process and relaying any hindrances to clients.
- Ensuring that loan applications are in line with the company’s financial policies, as well as state laws and regulations.
QUALIFICATION AND EXPERIENCE
- DBS with a minimum of three (3) years of relevant working experience.
- HND Certificate in relevant discipline with a one-year (1) working experience.
- First degree in Development Studies or any related field.
- Level II of the professional certificate (ICA/ACCA/ACIB. Etc)
- Must be computer literate
- Knowledge in Credit Administration and Micro Finance will be an added advantage
HOW TO APPLY
Interested applicants with the above qualifications and experience should submit their applications with detailed resumé and copies of relevant certificates through the address or email below:
bucobank@gmail.com
Or post to
THE CHIEF EXECUTIVE OFFICER,
BUILSA COMMUNITY BANK LTD,
POST OFFICE BOX 25 SANDEMA.
APPLICATION CLOSING DATE: 14th January 2022