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7 Affordable European Digital Nomad Visas with Low-Income Requirements


February 4th, 2025 at 05:35 am

7 Affordable European Digital Nomad Visas with Low-Income Requirements

Europe invites digital nomads with several affordable visa options that feature low-income requirements. This guide highlights the best destinations for remote workers looking to live and work abroad.

As remote work continues to gain popularity, digital nomad visas have emerged as a vital resource. They provide professionals with the opportunity to experience life in Europe while maintaining their work. While some countries impose high-income thresholds, several European nations offer more accessible alternatives.

This article explores European countries with the most budget-friendly digital nomad visa options. Additionally, we will clarify what a digital nomad visa entails and outline the specific requirements for each country.

Overview: Digital Nomad Visa

A digital nomad visa is a permit that allows individuals to live and work remotely in another country for a specified period. These visas cater to people who earn their income online, such as freelancers, remote employees, or entrepreneurs. They offer a legal way to immerse oneself in a new culture while continuing to work.

Countries with Low-Income Requirements

While many European countries have high-income requirements for digital nomad visas, others provide more attainable pathways. Here are the top budget-friendly options:

1. Finland – Minimum Monthly Income: €1,220

Finland stands out with one of the most accessible digital nomad visas in Europe. Although living costs are relatively high, the country requires a minimum income of just €1,220 per month.

  • Visa Type: Self-Employment Visa
  • Duration: 1 year (renewable)
  • Key Requirement: Proof of self-employment or independent business

Finland’s robust infrastructure and high quality of life make it a prime location for digital nomads.

2. Montenegro – Minimum Monthly Income: €1,400

Montenegro provides an attractive option for remote workers. It offers a digital nomad visa with an income requirement of €1,400 per month.

  • Visa Type: Digital Nomad Visa
  • Duration: Up to 4 years
  • Key Benefit: Potential tax breaks for digital nomads

Montenegro’s natural beauty and affordability enhance its appeal for digital nomads.

3. Albania – Minimum Annual Income: €9,800 (€817 per month)

Albania offers a flexible digital nomad visa under its ‘Unique Permit’ program. Applicants must demonstrate an annual income of €9,800, averaging €817 per month.

  • Visa Type: Unique Permit (Residence Permit)
  • Duration: 1 year (renewable up to 5 times)
  • Key Requirement: Proof of remote employment and financial stability

Albania’s low cost of living and stunning landscapes make it an emerging hub for digital nomads.

4. Spain – Minimum Monthly Income: €2,762

Spain remains a favorite among digital nomads. However, in 2025, it raised its income requirement to €2,762 per month.

  • Visa Type: Digital Nomad Visa
  • Duration: 1 year (renewable up to 5 years)
  • Key Requirement: Proof of remote work and income 200% of the minimum wage

Spain’s vibrant culture and sunny climate attract many remote workers.

5. Romania – Minimum Monthly Income: €3,950

Romania’s digital nomad visa is targeted at non-EU citizens. It requires a monthly income of €3,950, about three times the average salary.

  • Visa Type: Digital Nomad Visa
  • Duration: 1 year (renewable)
  • Key Benefit: Tax exemptions for long-term digital nomads

Romania boasts fast internet and a growing digital nomad community.

6. Estonia – Minimum Monthly Income: €4,500

Estonia was a pioneer in offering digital nomad visas. Applicants must earn €4,500 per month.

  • Visa Type: Digital Nomad Visa
  • Duration: 1 year
  • Key Requirement: Proof of remote work for a foreign employer or freelance clients

Estonia’s advanced digital infrastructure makes it ideal for tech-savvy workers.

7. Iceland – Minimum Monthly Income: €7,075

Iceland sets the highest income requirement in Europe at €7,075 per month.

  • Visa Type: Remote Work Long-Term Visa
  • Duration: 6 months
  • Key Requirement: Proof of high income and no local employment

Though stunning, Iceland’s high financial threshold limits accessibility for many digital nomads.

Final Thoughts

For remote workers seeking affordable bases in Europe, Finland, Montenegro, and Albania offer some of the lowest income requirements for digital nomad visas. These destinations blend affordability, cultural richness, and ease of access, making them ideal for those eager to explore Europe while working remotely.

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