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RURAL BANKS THAT HAVE MORE BRANCHES


June 5th, 2022 at 08:39 pm

Rural bank Limited
LIST OF RURAL BANKS THAT HAVE MORE BRANCHES

RURAL BANKS THAT HAVE MORE BRANCHES

Rural banks are private banks that provide financial services to small-scale farmers, cottage industrialists, and other rural-based workers.

Normally, rural banks are initiated by those in the rural areas, that is because they like urban settlers need some banking services. Rural banks offer retailing services and provide loans to small-scale farmers and businesses to support their projects. There are some rural banks that are solely for agribusiness therefore they operate by specializing in business credit for agricultural customers.

HISTORY OF RURAL BANKS IN GHANA

The first rural bank was established in 1976 to provide financial assistance to small businesses and farmers in rural areas. The first rural bank was established at Agona Nyakrom in the Central region.

Currently, there are 144 rural banks that have been licensed by the bank of Ghana to operate in Ghana. The ARB Apex Bank is the supervisor of these rural banks and acts as a central bank under the authority of the bank of Ghana.

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Some of the rural banks we have in Ghana are ARB Apex Bank, La Community Bank, Abokobi Area Rural Bank, Ga Rural Bank, South Akim Rural Bank, Awutu Emasa Rural Bank, Shai Rural Bank, Bawjiase Area Rural Bank, Kwaebibirem Rural Bank Limited, Akim Bosome Rural Bank, Avenor Rural Bank Ltd, AGAVE RURAL BANK LTD.

LIST OF RURAL BANKS WITH MANY BRANCHES

1 . Firstly, AHANTAMAN RURAL BANK

It is one of the top Rural banks that operate in Ghana. The Bank was established in 1984 and remains the leading bank in Ghana that meets the expectations of its stakeholders. Also, the Bank provides satisfactory services to its, customers, by using modern technology and engaging expert to provide solutions. The Bank has its headquarters in Agona and operates in four districts in the western region and a network of more than 15 branches.

AHANTAMAN RURAL BANK
AHANTAMAN RURAL BANK

2 . Secondly, FIASEMAN RURAL BANK

It has nine branches across the country and has its headquarters in Bogoso.

FIASEMAN RURAL BANK
FIASEMAN RURAL BANK

3 . Thirdly, SOUTH AKIM RURAL BANK

This rural bank has its headquarters office at Nankese, Suhum Kraboa coalter district. The rural bank was inaugurated on 25th August 1984 and has seven other branches.

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SOUTH AKIM RURAL BANK
SOUTH AKIM RURAL BANK

4 . Last but not least, ARB APEX BANK

The Arb Apex Bank acts as a central bank for all the other rural banks in Ghana. The Bank was licensed in 2001 and has 11 branches across the country. The offices found in the country are as follows: Accra, Cocoa House, Kumasi, Sunyani, Bolgatanga, Cape Coast, Takoradi, Koforidua, Hohoe, Tamale, and Wa.

ARB APEX BANK
ARB APEX BANK

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