A reputable Financial Institution is seeking to hire a young and dynamic individual to fill a Relationship Officer role. The ideal candidate will perform the following:
Interacts with informal sector particularly, the micro and small sized enterprises within an identifiable community earmarked for operation
Represents the institution through involvement in local civic, social and professional organizations as appropriate
Gathers all potential and interested customers by organising them into identifiable groups for orientation on the institutions product and services to maximize outreach, build and maintain client relationship in support of the goal of achieving sustainable loan portfolio growth
Analyses financial statements by using financial ratios, client/ business visit as business appraisal to evaluate repayment sources, to prepare loan recommendations.
Responsible for processing the loans for qualified clients to be disbursed through their account.
Clients are informed of the disbursement and the loan terms are communicated in a language that they do understand
Monitors members until contract ends for another disbursement
Acts on the loan aging report generated from the e-merge for collection of past-due or delinquent accounts to ensure 100% loan recovery
Management of portfolio quality through the group guarantee and timely refund of repayment made on behalf of defaulting clients
Assists in training and seeking client welfare in line with the institutions’ agenda on the client’s welfare.