Exciting Career Opportunity at Sao Ghana
About Sao Ghana
The Opportunity Awaits You
Your Core Responsibilities
- Lead merchant and agent onboarding per KYC, KYB, and AML requirements.
- Manage POS, SmartPOS, SoftPOS, and QR device deployment.
- Monitor agent liquidity and network performance in collaboration with Finance and banks.
- Oversee daily payments, reversals, refunds, and chargebacks.
- Ensure timely settlement to partners.
- Own daily reconciliation of transaction, trust, and float accounts and resolve breaks promptly.
- Resolve complaints, disputes, fraud, and vulnerable customer cases within regulatory and internal timelines.
- Address root causes with Product Support, IT, and Global teams.
- Manage day to day relationships with banks, MNOs, switches, processors, and vendors.
- Track SLAs, escalate breaches, and coordinate incident resolution.
- Implement Global SOPs and maintain segregation of duties with maker checker controls.
- Ensure KYC and KYB meet AMLRO standards, float and trust accounts reconcile daily, incidents report on time, and audit evidence is retained.
- Drive process improvement initiatives across operations.
- Lead, coach, and develop the team, managing performance and succession.
- Support recruitment with HR and oversee administration, facilities, procurement support, and local IT assets.
Qualification and Experience
- Bachelor’s degree in Business Administration, Operations Management, Finance, Engineering, IT, or a related field. Equivalent education and experience will receive consideration.
- 7+ years of progressive operations experience, including 3+ years in a managerial role.
- Proven management of onboarding, payments, settlement, reconciliation, or customer operations at scale.
- Experience implementing SOPs and controls and managing partner SLAs.
- Postgraduate qualification.
- Lean Six Sigma, ITIL, PMP, or payments certification.
- Regulated payments, fintech, banking, or telecom experience.
Why Join Sao Ghana?
- Industry Leadership: Work with a dynamic payments organisation driving fintech innovation.
- Professional Growth: Access opportunities for career development and advancement.
- Strategic Impact: Lead operations that directly influence customer trust and business growth.
- Dynamic Environment: Operate in a fast paced and evolving fintech landscape.
- Collaborative Culture: Join a team that values excellence, accountability, and innovation.
Duty Station: This position is based in Accra. Candidates must reside in or be willing to relocate to Accra.
