CREDIT RISK ANALYST at STATE-OWNED FINANCIAL INSTITUTION

Advertisements

CREDIT RISK ANALYST

Under the Supervision of the Head, Credit Risk, the successful candidates) will be required to undertake the following:

• Analyse, assess and approve (within delegated authorities) credit applications to ensure that the risk is sufficiently contained within acceptable parameters, relative to the profitability of each deal.

Ensure that the Bank’s policies and procedures pertaining to credit risk are complied with at all times and conform to best practices

• Ensure that all the necessary controls and systems are in place to address the risks encountered in the post-credit granting stage and that the Non- Performing Loan (NPL) book is properly managed

.Perform periodic inspections to ensure that draw down of facilities are only approved where all terms and conditions of sanction/covenants have been met and all required collateral have been obtained and are in legal order.

• Perform periodic inspections to ensure compliance with all relevant regulatory and statutory requirements.

READ ON:  APPLY || Bank stocks a suitable candidate to fill a job role

• Oversee that all standard legal documents (such as facility letters, cessions, pledges, surety ships/guarantees) are continually reviewed to ensure enforceability and legality at all times.

Ensure compliance with Central Bank and all relevant regulations

•Ensure that all shortcomings highlighted in Internal
and External Audit reports are sufficiently and timeously addressed and the necessary actions are taken to prevent a recurrence of the listed shortcomings.

• Manage credit team effectively by providing appropriate leadership and guidance growing shortcomings.

• Manage credit team effectively by providing appropriate leadership and guidance growing quality staff through effective motivation, training and development, on-the-job coaching, reward and recognition and performance management.

READ ON:  Fulfillment Operations Professional, Omenako - Zipline

Qualifications required for this role

Minimum of a good first degree from a recognised University plus MBA in Finance/Economics or its

equivalent. At least five (5) years experience in Credit Risk Management, Credit Administration, Credit Review

or Risk Exposure Modelling. Excellent Credit Risk experience gained within the

financial services sector.

Strong analytical and interpersonal skills with ability to work under pressure.

Good comprehension and appreciation of existing and anticipated commercial and relevant local laws and regulations.

High integrity, credibility and communication skills to operate confidently and effectively at senior levels both internally and externally.

HOW TO APPLY

All interested applicants are required to submit their application and curriculum vitae clearly indicating the interested role to: [email protected]

APPLICATION CLOSING DATE

READ ON:  EC Key Trainers training on the 2020 Voter Registration Exercise

not later than Wednesday, September 23, 2020.

Please note that only shortlisted candidates will be contacted.

WhatsApp & Telegram Job Alert

To get daily Job Alerts on Whatsapp, Join Our WhatsApp Group via the link below.

NOTE: PLEASE IF YOU’RE ON ANY OF OUR WHATSAPP GROUP, DON’T JOIN THIS ONE

CLICK HERE TO JOIN WHATSAPP GROUP

CLICK HERE TO JOIN TELEGRAM CHANNEL

DOWNLOAD NEWSNOWGH MOBILE APP BELOW FOR MORE JOBS

CLICK HERE TO DOWNLOAD APP

NOTE:

UNDER NO CIRCUMSTANCE SHOULD AN APPLICANT PAY MONEY TO ANYONE IN GETTING A JOB WE HAVE PUBLISHED 

Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Leave a Reply