Move to Dubai with Your Family by Purchasing a Home in 2025

Are you dreaming of making Dubai your home? You’re not alone. With its stunning skyline, tax-free income, and family-friendly lifestyle, Dubai attracts global citizens looking to settle down. If you plan to move with your family and purchase a property, here’s what you need to know.

Why Choose Dubai for Family Living?

Dubai offers more than just glitz. It ranks as one of the safest cities globally and provides exceptional private healthcare and an excellent education system. Whether your family consists of two or six members, Dubai has the infrastructure to ensure everyone feels at home.

Step 1: Choose the Right Residency Visa

Before packing your bags, sort out your legal right to live in Dubai. Here are the most common residency options for property buyers:

1. Property Investor Visa (2-Year)

• Minimum Property Value: AED 1 million
• Ownership Requirement: Property must be fully completed and in a freehold area
• Income Requirement: Proof of AED 10,000/month income
• Benefits: Renewable 2-year residency; ability to sponsor your family

2. UAE Golden Visa (5-Year Residency)

• Minimum Property Value: AED 2 million (can be mortgaged through select banks)
• Perks:
  • 5-year renewable residency
  • Sponsor your spouse and children regardless of age
  • No minimum stay requirement in UAE
  • Stay outside the UAE for over 180 days without losing your visa

Pro Tip: If financially feasible, consider the Golden Visa for long-term flexibility and peace of mind.

Step 2: Sponsor Your Family

Once you secure your residency, you can sponsor your spouse and children. Here are the conditions:

• Minimum Salary: AED 4,000/month or AED 3,000 + accommodation
• Documents Required:
  • Attested marriage certificate
  • Birth certificates for children
  • Tenancy contract or title deed
  • Health insurance coverage
  • Medical test results (for applicants over 18)
• Family visas typically last 1 to 3 years, depending on your visa type.

Step 3: Purchasing a Home in Dubai

Yes, as a foreigner, you can own property in Dubai! Ensure you buy in designated freehold zones like Dubai Marina or Downtown Dubai.

Key Considerations:

• No Income Tax: Enjoy tax-free rental income.
• Upfront Costs:
  • Property Registration Fee: 4% of the property value
  • Real Estate Agency Fees: ~2%
  • Mortgage Down Payment: At least 50% if using a loan

Pro Tip: Hire a trusted real estate agent and a property lawyer for guidance and to avoid scams.

Step 4: Understand the Cost of Living

While salaries are tax-free, Dubai’s cost of living varies by lifestyle and family size. Here’s a breakdown for a family of four:

• Rent (2-3 bed): AED 5,000–10,000
• School Fees: AED 2,000–5,000+
• Groceries: AED 1,500–2,500
• Utilities: AED 500–1,000
• Transport: AED 500–1,200
• Entertainment: AED 1,000–2,000

You can enjoy a luxurious lifestyle or opt for modest living in suburban areas like JVC or Al Nahda.

Step 5: Enroll Kids in Schools

Dubai boasts top-rated schools offering British, American, IB, and Indian curricula. Many schools provide world-class facilities. Plan, as good schools fill up quickly!

Step 6: Ensure a Smooth Move

For a successful relocation, follow these steps:

• Open a UAE bank account.
• Set up health insurance for your entire family.
• Apply for Emirates ID (needed for rentals and utilities).
• Join expat forums and local community groups for support.

By following these steps, you can make your dream of living in Dubai a reality. Enjoy the adventure of relocating and embracing a new life in this vibrant city!