Job Vacancy at Success For People Microfinance Co. LTD
Job Title: Credit Officer
Company Profile
Success For People Microfinance Co. LTD is a reputable microfinance institution dedicated to providing accessible financial services to entrepreneurs and small business owners. We are committed to empowering individuals and fostering economic growth within local communities. Consequently, we seek competent, driven professionals to join our team as Credit Officers across multiple strategic locations in the Greater Accra Region.
Position Overview
We are recruiting qualified candidates for the position of Credit Officer. This role is fundamental to our lending operations, encompassing client acquisition, loan disbursement, portfolio management, and recovery activities. The successful candidate will serve as the primary liaison between the institution and our valued clients, ensuring responsible lending and exceptional service delivery.
Key Responsibilities
- Loan Marketing and Client Acquisition: You will actively market the bank’s microfinance loan products to prospective clients, promoting financial inclusion and expanding our customer base.
- Loan Disbursement and Recovery: A core responsibility involves the disbursement of group loans according to approved policies and the timely recovery of installments from borrowers.
- Microfinance Operations Management: You will manage daily microfinance operations, carefully assess loan applications, and provide sound financial advisory services to guide client decision-making.
- Customer Service Excellence: Delivering exceptional customer service and resolving client issues promptly and professionally is crucial for maintaining trust and fostering long-term relationships.
Required Qualifications and Experience
- A minimum of HND or a Bachelor’s Degree from a credible, accredited tertiary institution.
- Demonstrated experience in microfinance lending, group loan management, or related financial services is highly advantageous.
- Motorcycle riding ability with a valid license is highly recommended, as field mobility is essential for client engagement and loan monitoring.
Competencies and Technical Skills
- Computer Literacy: Proficiency in the Microsoft Office Suite, particularly Microsoft Word and PowerPoint, is mandatory.
- Communication Excellence: Excellent written and oral communication skills in English, with the ability to convey financial information clearly to diverse clients.
- Analytical Ability: Strong analytical skills with meticulous attention to detail when assessing loan applications and client financial data.
- Professional Integrity: Demonstrated high standards of personal integrity, professionalism, and unwavering adherence to ethical lending practices.
- Problem Solving: Proven capacity to identify issues, analyze root causes, and implement effective solutions in a timely manner.
Personal Attributes
- Self-motivated and target-driven with a results-oriented mindset.
- Approachable, empathetic, and capable of building rapport with clients from various backgrounds.
- Organized and methodical in managing multiple loan portfolios and administrative tasks.
- Resilient and able to work effectively under pressure in a fast-paced microfinance environment.
Work Locations: Successful candidates will be deployed to one of the following locations based on operational needs and proximity:
- Ashaiman
- Madina
- Accra Central
- Kpone
- Tema
How to Apply for this Job at Success For People Microfinance Co. LTD
Interested applicants who meet the specified requirements must adhere strictly to the following application instructions:
- Prepare a comprehensive Application Letter and an updated Curriculum Vitae (CV).
- Ensure your application clearly demonstrates your qualifications, relevant experience, and motorcycle riding capability.
- Send both documents via email to: gakyaa@success4people.com.
- Use a clear subject line referencing the position and your preferred location.
- Submit your application before the stated deadline.
Important Notice: Please note that only candidates who fully meet the requirements of this position should apply. The institution will contact only shortlisted applicants for subsequent stages of the recruitment process. We appreciate the interest of all candidates.
Application Deadline: Sunday, March 8, 2026
Why Join Success For People Microfinance Co., Ltd?
This Credit Officer role offers a meaningful opportunity to directly impact individual entrepreneurs and small businesses. You will facilitate access to capital that transforms livelihoods and strengthens communities. Success For People provides a supportive, professional environment where dedicated officers can develop rewarding careers in microfinance. Therefore, if you are a mobile, customer-focused financial professional ready to drive responsible lending and community development, we strongly encourage you to apply and become an agent of positive change within our expanding team.
NOTE:
Please be aware that employers typically receive a high volume of applications for each position and will only shortlist the most qualified candidates. Please note that NewsNowGh.com is not involved in the employer’s recruitment decisions and does not guarantee that applicants will be shortlisted or selected for any role.
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